423 Woodlawn Ave
O'Fallon, MO 63366
If you are like most people, you worked very hard to buy your first house. Saving the money for the down payment can take a while, and you need to work on your credit to get the best mortgage rates. When you finally achieve your goal of being a homeowner in Missouri, the first thing you should do is purchase home insurance. There are several reasons why this insurance is so important.
Between all of the hard work and money that you put into buying your home, you want to protect it. If there is a fire that destroys your home or a natural disaster, you want to know that you will be covered if your home is destroyed. This is the best reason to purchase a homeowner's insurance policy.
Suppose someone is injured while on your property, legally, you would be responsible for the injury. The victim can sue you for their medical bills, lost wages, and pain and suffering. If the injury was severe enough, it could end up costing you thousands of dollars. If you have homeowner's insurance, it will cover the costs resulting from the injury. Since this can keep you from going broke, having insurance is essential.
Homeowner's insurance is necessary because it will protect you if someone breaks into your home. Every year, 2.5 million burglaries are reported in the United States. If you have homeowner's insurance, it will cover the cost of broken windows, broken doors, and any other damage the thief caused while trying to gain access to your home. The insurance will also cover the cost of the items that have been stolen. The thief can take away your sense of safety, but at least your home and personal belongings will be covered.
As soon as you buy your Missouri home, you should contact Watchdog Insurance Group in Cottleville, MO. We can help you choose the best homeowner's insurance plan based on your specific needs. To get a quote, stop by our office in Cottleville, MO, or give us a call today.